Tax refund loans offer fast cash for early filers

Tax season is upon us, which means it’s also tax scam time. Best backup software for servers As more and more seniors plug into technology, they’re falling victim to scammers who target older adults. Backup schedule software A local expert explains how to recognize scams and keep yourself and your loved ones safe during tax time.


Anyone can fall victim to a scam, and indeed, people in all age groups do. Beste backup software However, according to the National Council on Aging, those 65 and over are at the most risk for becoming victims of financial scams.

Why? “Seniors are easy targets for a number of reasons,” explained Marianne Bailey of Kettering. Free server backup software Bailey’s business, The Senior Tutor, empowers older adults to embrace technology, as well as stay safe from scammers. Best backup image software Generally speaking, the older generation’s mindset is, “if they feel like they have done something wrong, they want to correct this as soon as possible. Xp backup software When scammers are yelling at them, this confuses them, and they rush to do the right thing without thinking that someone might actually be scamming them.”

Last, but certainly not least, “seniors also have the most expendable money in all the age groups,” Bailey said. Data backup and recovery software Although a growing number of seniors are on fixed incomes, the National Council on Aging indicates that the perception of wealth is all that matters to scammers.

Scammers strike all year long, but tax season is a good time to be especially wary. Software untuk backup driver According to the Ohio Attorney General’s office, more than 1,400 IRS scams were reported in the first two months of 2016 alone. Best pc backup software Most were IRS phone and email scams or identity theft.

Bailey said, “The biggest IRS scam is a phone scam where a person will receive a phone call from an ‘IRS agent,’ who will be very demanding. Apps backup software They will tell the person that they owe past taxes and that these and past fees are due immediately. Continuous backup software They often threaten to call the police have them arrested, deported or licenses revoked if these fees are not paid immediately, usually by prepaid debit card or a wire transfer.

However, as more seniors become savvy to the phone scams and also go online, the threat is changing. Free backup software for external hard drive “Sometimes these threats come in from email and more recently, via social-media outlets,” Bailey saidd. Auto backup software windows 7 “The scammers will usually spoof their caller ID, create fake badges and ID numbers in order to convince their targets they are indeed the IRS. Best free system backup software They even have detailed information about them such as name, address and often relatives’ names.

“All this information can be obtained about people on various social media websites, such as Facebook. Cd backup software Scammers will also email official looking documents to people on IRS letterhead, making them believe the scam even more. Image backup software This is called a phishing email.”

If you receive a call, email or social media message from someone claiming to be the IRS, think before you panic. Usb backup software The IRS does not call or email taxpayers, and it definitely doesn’t Facebook them. Best backup and recovery software “The IRS will not call you to ask for your information. Best free backup software They already know all your information,” Bailey said. Software backup “They will not call you and demand payment. Scheduled backup software They will snail-mail you a letter telling you what you owe, and give you a chance to question and refute their claim.”

Also be wary of language used by the person contacting you. Software backup for pc “If a message is urgent, or sounds too good to be true, take great caution in this,” Bailey advised. Free backup software for mac “Anytime anyone contacts you demanding money, or threatening to call authorities, hang up. Hard drive backup software free Do not give them any of your contact or banking information. Free data backup software The IRS or other financial institutions simply do not operate this way.”

Unfortunately, scammers are extremely experienced in financial crimes, and people do fall victim. Best file backup software 2015 What should you do if you or an older relative have been scammed? First of all, don’t be embarrassed. File backup software Both Bailey and the National Council on Aging suggested that financial crime is underreported for that reason.

If you or someone you know receives one of these messages, report it to both the U.S. Email backup software Treasury and Federal Trade Commission, Bailey said. Backup software pc You should also choose a reputable accountant to prepare your taxes – often they will catch an instance of scamming if there’s something off with their client’s financial status. Data backup software for android Your local law enforcement agency can direct you further as well.

— With the news that Disney has raised admission prices to all of its parks, I want to tell you the best ways I know to save money when you want to visit the Mouse! Saving money on Disney is tough, but possible

Well, now it’s official. Free backup software download The cost of a trip to the Magic Kingdom is going up to $105 a day for Magic Kingdom. Linux backup software The other Orlando parks that are less popular are $97 a day. Backup and disaster recovery software (Disneyland is $99.)

Unfortunately, the cost is the cost with the price of Disney parks. Laptop backup software There’s not a lot you can do to save, unless you’re military. Best home backup software What you’ve got to do is try to save on where you stay and where you eat.

I recommend that you buy The Unofficial Guide to Walt Disney World as a starting point. Local backup software They’ll tell you all kinds of money and time-saving tips that the parks don’t want you to know. Driver backup software free download full version That’s the key to getting the best value out of a trip.

For example, it’s so important to know how to navigate the parks: What order to go to things, where to go first when you arrive, what time of day to arrive. Incremental backup software Knowing that makes a trip so much more enjoyable.

For my money, I say make sure you take ponchos from the dollar store with you for afternoon and evening thundershowers instead of buying overpriced ones for $10 at the park. Free network backup software Sure, they won’t have cute characters on them, but they’ll help you keep more of those other kinds of “characters” in your wallet.

Two other websites you need to know about too: MouseSavers.com also features a lot of info on how to save on the experience. System backup software free And if you want to stay on the property, try renting a timeshare. Software backup free MouseOwners.com has resources for both owners and potential renters. Maxtor backup software When should you plan your Disney trip?

Fall is the best time for Florida vacations each year. Free backup software windows That’s the time of year that Walt Disney World offers discounts to Florida residents that fill the parks with daytrippers. Free auto backup software That creates some traffic, but not as much as you would have encountered over the summer.

banner